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If you have reached this page you have probably discussed with us your options in obtaining credit reports on businesses (customers, vendors, etc). The link above will take you to the Equifax website that will allow you to order a single business credit report or a bundle of 5 reports. The prices start at $99.95.

Ordering your reports in this manner is the best option only if you think you are going to order less than 6- 7 reports per year. If you are on the borderline or know that you will order more than 6-7 reports per year becoming a member is a far better option. By being a member, you will receive almost a 70% reduction in the pricing for a report.

The membership option does require you to order a minimum of 2 reports per month or you will incur an automatic charge that is approximately the cost of two reports. Again the break-even point is 6-7 reports per year after which the membership option is the less expensive option. Please note that the membership is cancellable at ANY time with NO obligation. Also, we will be glad to waive the minimum fee for six months in order for you to become accustomed to ordering and using the reports.

We want you to make the decision that is best for your company. We will be glad to go over the options again with you.

If you think that the single report is the best option we will be glad to help you with any questions you may have regarding the credit report after you order it.

Feel free to call us at 1-800-945-3721.


Bill would give renters similar tax break to homeowners

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  • Homeowners have long been able to deduct their mortgage payment interest as well as their property taxes from their federal tax bills. But now renters may be able to get in on some sizable housing deductions too, if a recently introduced bill is passed in the U.S. Senate.

    Obviously, renters don’t have mortgage payments or property taxes, but the new bill, if passed, would allow tenants to deduct from their federal taxes what they pay in rent for their principal residence—to the tune of thousands of dollars of savings.

    “There’s an unequal treatment now of owners and renters,” Rep. Alan Grayson, the Florida Democrat who introduced the bill, told Realtor.com. “Renters should be able to share in the tax savings. This is a tax benefit that would go primarily to people who need it.”

    California already offers a “renter’s credit” for tenants whose adjusted gross income is $38,259 or less if single and $76,518 or less for married filers. But the credit is only $60 for singles and $120 for married couples. Hardly a windfall. Under Grayson’s program, renters in expensive cities like San Francisco could get tens of thousands in deductions.

    In the article, Grayson gave the example of an average taxpayer paying about $1,500 a month (or $18,000 a year). If he or she is in the 25% tax bracket, the savings could be $4,500 a year. Obviously in the Bay Area, where the average one-bedroom is well over that (check out the gallery above), the savings could be much greater.

    But living in an expensive area could also be a negative. Under the bill’s current language, renters would be unable to claim the deduction if their principal residence had an assessed or appraised value of over $1 million for the taxable year or $500,000 in the case of a married individual filing a separate return. In San Francisco, that could mean a family renting a newer two-bedroom condo wouldn’t qualify.

    Then there’s the question of whether or not the bill even has a chance of passing. For now, it is sitting in the House Committee on Ways and Means. Plus, Grayson currently has no cosponsors, which makes it unlikely that it will make it out of the Republican-held house. But you never know. Renters, reach out to your representatives or continue to let the homeowners have all the fun come tax time.

    Emily Landes is a writer and editor who is obsessed with all things real estate.

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    Zombie loans

    zombie loans

    The story follows Michiru Kita when she witnesses Chika Akatsuki and Shito Tachibana dealing with zombies at the school. After realizing what her "eyes" are seeing, she helps Chika and Shito search for zombies. After Chika and Shito save her life by taking on the debt of healing her, she accompanies them until they can repay their debt to the Z-loan Office.

    Michiru Kita ( 紀多 みちる , Kita Michiru ? ) possesses Shinigami Eyes, which allows her to see a ring on a person's neck, indicating their impending death. She has hated her gift ever since she saw dark rings around her parents' necks, who died in an accident after the rings turned jet black. She now wears glasses that can subdue her gift, allowing her to live her life normally. Since the death of her parents, she has felt numb, living, but having no will to achieve anything or even care if she dies or not, an attitude which disgusts Shito. As the manga continues, Michiru develops the will to live and become stronger to protect her friends. Michiru first meets Chika and Shito in the hallways of her school, accidentally tripping over Chika's hand. When she finds out their secret, they initially think of killing her, but when they find out that she has Shinigami Eyes, they instead inform her that she will be using her powers to help them hunt and fight zombies, despite her protests. After various failures, and meeting other members of the Z-Loan office, Michiru comes to accept her new job. She often takes the brunt of Chika's abuse and is initially called '500-yen' by him, because he believes she owes him ¥500. He later begins to call her a "gopher" since she often does what other people ask of her without question. In chapter 32, Michiru starts going out with Soutetsu, but the relationship ends after the first date. In volume 8 of the manga, Michiru roams around Chika's soul in search for a way to help cure him of his insanity. Later she destroys Carmella by crushing her 'core' during an incident when she and the others meet her and Chitose for the first time. In Volume 10, she accidentally gains access into the WFO and meets some members of the Akashic Record Reform Committee, including Hakka and Shiba Reiichiro. There, she is revealed to be a Singularity and not a human. It is also revealed that she has the ability to control space dimensions, an ability that Carmella could control. She is often attached to Zarame, the Grim Reaper, with whom she communicates as she understands what he says all the time. She is very fond of cute things. Her Seiyū is Houko Kuwashima.

    Chika Akatsuki ( 赤月 知佳 , Akatsuki Chika ? ) , after surviving an accident with Shito six months prior to the start of the series, is a zombie. His attitude is rather lively and extroverted, but he is also short-tempered; he is often seen beating Michiru for her various failures. As the story progess, he become fond of Michiru becoming jealous when she shows interest in someone. He claims to dislike Shito but appears to be fonder of Shito than Shito is of him. Chika is linked with Shito by a spiritual chain, which cannot be seen by normal people. This chain allows them to switch their right hands with each other; due to the terms of their contract, their real right hands, which they both lost in the accident, were switched when they were revived by the Zombie-Loan. With Shito's right hand, which is actually Chika's original right hand, Chika has the ability to generate a katana possessing Shinigami abilities. [ 1 ] With the katana, Chika is able to guide the souls of those zombies they defeat to Heaven. Though often seen with a short temper, Chika has a genuine care for those he defeats and often performs their memorial with great sympathy. Though they have free will and emotions, both Chika and Shito are still considered zombies, so his ultimate goal is to regain his life once again. Surprisingly, Chika has a very cheery family, though he does not live with them since he lives in the special dorms with the others. His father turns out to be a doting cross-dresser who annoys Chika constantly by fussing over him. His sister tends to pay more attention to her cellphone and is basically indifferent to what is going on around her, though Chika adores her and wants her affection. However, he is worried that when he gets home, he will be treated like an outcast due to the circumstances surrounding his hand; he is worried that it will rot off suddenly, and his family will detest and fear him. Much about his mother remains a mystery to him, although in the manga it is revealed that during his childhood years, while his father and little sister were abroad, she left him alone in the house for work and never returned, leaving him lonely and hungry. In volume 7 of the manga, he loses control of his sanity due to this sad past and behaves completely like an ordinary zombie, craving for human and zombie flesh. With the help of Michiru and the others, he returns to normal in time for the conflict in which they meet Carmella and Chitose of the ARRC. His Seiyū is Kenichi Suzumura.

    Shito Tachibana ( 橘 思徒 , Tachbana Shito ? ) is referred to as the first survivor in the accident six months prior to the series. Due to his looks and attitude, he is idolized by the female students, though he seems not to care. He is generally a much more approachable person than Chika, but certain situations and people cause him to act cold and indifferent. Shito is linked with Chika by a spiritual chain. When he attaches Chika's right hand, or rather his own original right hand, he can generate a 9½ inch revolver, which has the power to harm zombies with its spiritual bullets using his own ectoplasm. [ 1 ] In contrast to Chika's ability to guide souls to Heaven, Shito is able to guide souls to Hell. It is not at first known what Shito wants to gain through the contract with the Zombie Loan office; while Chika wants to regain his life, Shito is revealed to never have been alive in the first place. It is later revealed to be because of the situation with his and Chika's hands being swapped that he agrees to the contract. Shito's feelings toward others are often a mystery, as he keeps them to himself and reveals little of what is on his mind. For instance, though they are always together, Chika and Shito often act far from friends; they are of course only close together because if they are apart, their right hands will begin to rot due to being taken too far from their original owners. However, Shito's actions show that he thinks of Chika as at least a friend. Shito's history is at first shrouded in mystery. It is revealed over time that Shito holds a very high status as a tool of the notorious Xu Fu Mafia. He is acquainted with Toho, a Mafia member, who views him as a "perfect monster", yet also as "disgustingly beautiful" and as an important asset. [ 2 ] Shito hates Toho due to the frequent torture that Toho personally inflicted upon Shito himself.

    Later it is revealed to the other characters that Shito did not die on the same day as Chika, but was in fact already a zombie before the bus accident that caused their present situation, and that he was placed at the school under the disguise of a normal sixteen-year-old human by the Zombie Loan office after the accident. It becomes known that Shito's mother, Chizuru, was also a zombie, and through the "Corpse Release Spell", Shito was actually born a zombie out of a 7 year pregnancy. [ 3 ] This is why he does not have any sympathy for those who have life yet do not want it. He states his disgust when he first meets Michiru and she states that if she dies then that is simply the way things are. His exact age seems to be 150 or so years old (revealed in vol.6 chap.31), but he met Bekkō in Shanghai, China, at the end of the nineteenth century looking just as he does now. Toho has also observed that he has been handed down for generations. No matter how many wounds Shito receives, he is able to live on until the end of the world, though there is most likely a limit to how much damage he can take. Despite his cold attitude toward others at the beginning of the series, he eventually begins to open up to others. For instance, after being kidnapped by Yoshizumi in episode 8, he befriends one of Yoshizumi's golems, because she reminds him of himself, revealing more of his kind, caring side. Shito even thinks of taking care of her, until Yoshizumi's assistant, Nogi, shoots her in the head.

    In Volume 10, he gets kidnapped by Xu Fu and is used as an exorcist experiment by Toho. His body is then taken over by Lao Ye through the perfected "Corpse Release Spell". This is done by Lao Ye tearing Koyomi's "Dead Man Tongue" out, literally, and then eating it. After the spell is complete, Shito eventually regains his senses, but only after Koyomi sacrifices herself to return his soul to his body. Afterwards he learns from Yomi that Koyomi did this because she loved him, by which he is shocked and saddened. Some interesting facts about Shito are that despite his stoic nature, his room in the dorm is filled with colorful junk and campy collectibles, including his favorite "Betty" collection, which resembles a "Bob's Big Boy" in appearance, and he can apparently tell if any of these are moved as little as two millimeters. Despite finding all these objects important, to the bewilderment of others, his most precious item is a decorative comb with descriptive flowers called lycoris radiata engraved onto it. It is revealed to be have been given to him by his mother, with whom he was deeply in love, despite their being related.

    It is so important to him, in fact, that on one occasion when Michiru finds this comb and accidentally picks it up, when she returns it to Shito he is so enraged at the idea of her even touching it that he threatens to kill her if she does so again. He later comes to trust Michiru and gives her the comb for safekeeping. Later, he began to treat Michiru and Chika as close friends. It is shown that Shito is a bad drunk, and often behaves unlike himself and acts romantically around others, even asking both Michiru and Sotetsu for a kiss. His Seiyū is Takahiro Sakurai.

    Touhou is an exorcist, who uses powerful transformational symbol magic and works for the continental Mafia Xu Fu. It seems he was put in charge of keeping an eye on Shito, whom he admires and considers to be a "perfect monster", yet "disgustingly beautiful". He abuses Shito physically and mentally through his symbol magic at times. He has reasonable sources, and is always a bit ahead of the Z-Loan. His position of taking care of Shito and working for Xu Fu has been passed down for generations. He mentions having a wife. In volume 10 of the manga, he commences an exorcist experiment with Shito's body, Koyomi's "Dead Man's Tongue", and Xu Fu's leader, whom he calls "Lao Ye". It is later revealed he and his father have been searching for a way to end Lao Ye's rule and free his clan from the Xu Fu. However, in exchange for finishing off Lao Ye, his body is covered with curses, which quickly end up killing him.

    Lao Ye is the leader of the Xu Fu, and is kept alive through Xu Fu magic until the day he can transfer his body into Shito. He is killed by Touhou.

    Yoshizumi is a scientist who wants eternal life. He captures Shito to try and learn how to create a being such as himself. He creates many golems and zombies and treats them as monsters or trash. His golem Phalanx was the closest he got to eternal life. He is killed when a poison is put inside him, degenerating all his cells.

    Karumera ( カルメラ ? ) is a mysterious woman who works for the Akashic Record Reform Committee (ARRC). She has contacted Doctor Yoshizumi numerous times. Although shrouded in mystery, she indicates that the ARRC know important events in the future. She takes on the job of searching for perfect targets to be self-aware zombies and is responsible for Shiba and Yoshizumi being illegal zombies. She has the ability to control dimensions, like Michiru. Her core is crushed by Michiru in Volume 8 of the manga. Her Seiyū is Satsuki Yukino.

    Another member of the Akashic Record Reform Committee (ARRC), Chitose appears briefly in episode 6 and is fully introduced in episode 12. Chitose works with Carmella, and has a stubborn, impatient, short-tempered attitude. He shows deep hatred towards the Z-Loan office, often aiming to get rid of them at all costs. He specializes in a unique ability to use darts for all sorts of purposes, whether it be for fighting or to control other people's actions. Despite his habit of teasing Carmella at times, he does show some respect for her as a partner in the committee. This is evidently true when he gets enraged after Michiru crushes Carmella's core. He fondly respects, admires, and looks up to the ARRC's President, who is actually Hakka. In Volume 8 of the manga, during his first hot conflict with the trios of Z-Loan and A-Loan, his left eye gets injured by Chika, resulting in him wearing an eye-patch in the later volumes. In Volume 11, he gets caught by Z-Loan after their conflict against Toho and Xu Fu. As a result, his core is confiscated by Bekko and he remains in the same state as the Grim Reaper as punishment.

    Neli is another member of ARRC, and Bekko's sister. She appears in volume 10 with Zen under her control. When Shuuji tries to get close to Zen, she has him attack Shuuji, and she tries to tear his ties to life not knowing of his double contract. When Bekko arrives to get his payment from Shito and Chika, he tells her to be good, and not cause trouble, and she refers to him as brother.

    Zombie Loan Office are a group of people who give loans to the dead in exchange for life. In return, they must gather up a large sum of money by normal means, or by working for Zombie Loan and hunting down illegal zombies, zombies that have not been given life by an official company. The Z-Loan office is managed by Bekko, the Ferryman.

    Bekko ( 鼈甲 , Bekkō ? ) is the manager of the Z-Loan office and a Ferryman; he is the one who gives people their loans. Although he appears to be greedy, Bekkō is not stingy when it comes to giving proper burials for the zombies they have come in contact with or giving money to the zombies' families. He is shown to be quite good at table tennis, defeating Shito in episode 7 without letting Shito even take a point off him. Since he is at least old enough to have met Shito in Shanghai at the end of the nineteenth century, he is not human, though as Michiru has not noticed a black ring on his neck he cannot be a zombie either. As a Ferryman, he is neither human nor zombie. He is one of the Seven Ferrymen in a certain River Department Council of the WFO. In episode 12 of the anime, other Ferrymen of the council say that his current job of giving humans loans (in other words, making them zombies to kill other illegal zombies) is considered illegal as well, although their new President, Hakka, seems to support Bekkō more, resulting in him creating A-Loan. His Seiyū is Toshiyuki Morikawa, and Takehito Koyasu for his Drama CD appearance.

    Yuuta ( 由詩 ? ) is the Z-Loan office assistant who has an androgynous appearance and has the unique ability to heal using ectoplasm. His job mostly consists of data-gathering, medical treatments, answering phones, and making tea. He likes to joke around and often pretends that his hands, which he named Ken Ken and Kon Kon, can talk. He is a zombie with a loan as well. He is also shown to wear various hats that resemble animal's ears. He and Bekkō are similar in the sense that they both have an eye for money. [ 1 ] His Seiyū is Chiwa Saito, but is Tomoko Kawakami for his Drama CD appearance.

    Otsu Sawatari ( 沢渡 乙 , Sawatari Otsu ? ) is another zombie, who uses his real job as a medical graduate student to investigate autopsies and other zombie-related cases. Often mistaken for a Yakuza from his crew cut, sunglasses, smart casual dress, and demeanor, he is actually one of the brightest in his class. He is shown fighting using ectoplasmic flames that surround his hands. Chika often calls him "Ossan" (old man), but claims he said "Otsu-san" out of respect. Otsu's age is 24. His Seiyū is Takanori Hoshino.

    Sotetsu Aso ( 麻生 蘇鉄 , Asō Sotetsu ? ) is a resident of the same dormitory that Michiru lives in, but he is an "adventurous epicurean" (as he calls himself in episode 9), traveling from country to country. Since he is also a zombie-loaner, he only comes back from his trips when his loan extends. Sotetsu is referred to as the "Dabu King", the school's "living legend". His weapon takes the form of a European-like axe, which comes out of his right hand. He rides a cool bike. He has an interest in food, especially weird foreign cuisine. Koyomi once reveals to Michiru an incident when she was drunk after drinking Fantan and wakes up to find herself with Sotetsu naked in bed. As of chapter 32, he and Michiru become an official couple, but they break up in chapter 50. Later, he is assigned to be Bekkō's bodyguard. His Seiyū is Kentarō Itō.

    Koyomi Yoimachi ( 宵町 暦 , Yoimachi Koyomi ? ) is a resident of the same dormitory Michiru resides in. She is a very cheerful girl, but she also has a double personality. Unlike Koyomi's innocent and sweet exterior, her other personality, "Yomi", is without reserves and is usually fondling Michiru, despite the latter's unwillingness to do so. It appears that Michiru is the only person able to awaken this alter ego of Koyomi's, merely by kissing her or simply calling her by name. Yomi also has a special ability called the "Dead Man's Tongue", which allows her to channel dead people's words. While Yomi seems to dislike everyone other than Michiru, Koyomi seems to have a slight crush on Sotetsu Aso, although this is not really true. Koyomi feels nervous around him because of a previous shocking incident that happened after getting drunk by drinking too much Fantan, when she woke up to find herself with Sotetsu naked in the same bed. It turns out that Koyomi likes someone else and that is Shito. In volume 8 of the manga, Yomi takes on the form of a white snake, and in volume 10, when Toho uses Koyomi's tongue to obtain the "Dead Man's Tongue" ability for an exorcist experiment Yomi uses her snake form as a new tongue. In volume 10, Koyomi awakens and finds herself with Shito and Toho. She threatens Toho and vows to protect Shito, who is in a daze. It is mentioned by Yomi and Michiru that Koyomi had fallen unconscious, and when Chika and the others come Koyomi is lying on the ground in a pool of blood at Shito's feet (currently possessed), her "Dead-Man's Tongue" having been bitten out of her mouth and eaten by "Lao Ye". Later in volume 11, Yomi takes over Koyomi's body as Koyomi herself is dead due to a sacrifice to bring Shito's soul back into him. In chapter 65, Yomi tells Michiru that she is actually a boy; this is hinted at in earlier chapters when Michiru learns that Yomi was made from the spirits of the slaughtered boys from the Yoitsuhara clan. Her Seiyū is Kana Ueda, and Masumi Asano for her Drama CD appearance.

    Shimotsuki Kuze ( 久世 霜月 , Kuze Shimotsuki ? ) is the director of the dormitory Michiru resides in. She is fond of detective games. Despite her obvious young age, she is quite intelligent and usually speaks in an adult manner. Following the staff's trip to the hot springs, she has a pet werewolf whom she educates in the city under the name of Raika. She sends him to Z-Loan to obtain experience in order to become stronger. She is known to have mysterious powers which she uses to tame Raika, and also abilities that enable her to open 'doors' to different supernatural worlds. She also knows a lot about Bekkō and the WFO. Her Seiyū is Saori Goto.

    More often referred to as the Undertaker, he works to repay his debt through an actual job instead of zombie hunting, believing that it is too violent and dangerous a method that is beneath him. However, when it becomes absolutely necessary, it is revealed that he is in fact able to fight zombies using a rosary and incantations. It is implied that his wife is dead, and he chooses to take the zombie loan so as not to leave his daughter Misora alone.

    An opposition to the Z-Loan, they were made recently and are supposed to be "the revolution" to the loan system. They are the rivals to the Z-Loan Office and are contrasted to the protagonists. However, later on in the manga (Volumes 10-11), both A-Loan and Z-Loan are involved in a conflict against Toho and some others, resulting in them somehow getting along with each other.

    Zen Inubashiri ( 犬走 全 , Inubashiri Zen ? ) is a high school junior, despite his short height. His weapons are two ectoplasmic Chinese broad swords. He takes on the leader position in the trio. He is also seen bickering multiple times with Chika. He develops a crush on Michiru after she bandages his head wound during a zombie hunt, often greeting her with a "Yo meganekko!" whenever they meet. In the manga, Chitose, a member of ARRC, uses him as a 'puppet' to fight against his comrades and the members of Z-Loan. He then disappears in Volume 8 after a conflict between the two loan offices and Carmella and Chitose, only to reappear later on in Volume 10 under the control of a mysterious girl called Neli. Somehow in volume 11 he breaks free from Neli's control. His Seiyū is Motoki Takagi.

    Toko Tōma ( 当麻 兎子 , Tōma Toko ? ) is a female high school sophomore, who has the ability to locate zombies from long distances. She dislikes Michiru because of Zen's attraction to her. This is because she is deeply fond of Zen. Peach-Pit once describes her as a highly optimistic character, unlike Michiru who sometimes thinks negatively of herself. She is hinted to be related to Toho in the manga, even having similar abilities. She appears in Hong Kong in Volume 10 of the manga, in a duty to help kidnap Shito for Xu Fu. She later helps Z-Loan, notably Chika and Shuji, in rescuing Shito. It is revealed in the 10th volume that she and Zen were raised by the same man, despite them not being related, nor is she a zombie. Her Seiyū is Megumi Kojima.

    Shūji Tsugumi ( 鶫 修司 , Tsugumi Shūji ? ) is a tall, high school freshman, who uses a machine gun as his main weapon. He has a laid-back personality and finds Shito's enthusiasm for collecting figures sickening. He claims to have good luck, proven when he finds a Rare Betty in a snack box and wins the lottery. He seems to be in love with Toko as he seems to be highly concerned for her welfare and searches for her in Hong Kong. Also, during the time Zen becomes possessed, with Toko going into hysterics, Shuji tries to calm her down and claims that he would stay by her side. He meets up with Chika and Shito in Hong Kong, where they find themselves caught up in a conflict against Touhou and the Mafia Xu Fu. He helps them fight Touhou and the Xu Fu, and during the fight his ties with the contract are broken by a member of ARCC. While he had been left alone in Japan, he formed a double contract with Bekkō, preventing him and the other A-Loan members from dying. He doesn't get along with Shito well, but in volume 10 he and Chika seem to be friendly towards each other, although this may just be because they are both working together to survive, not actually joining sides. His Seiyū is Daisuke Ono.

    Reiichirō Shiba ( 芝 怜一朗 , Shiba Reiichirou ? ) is an illegal zombie, known as the "Butterfly", and an old acquaintance of Chika's. Shiba appears to be a calm, cool, agreeable, highly intellectual person, and never seems to ask too many questions. Despite this, Shiba gains the great dislike of Shito due to his suspicious vast amount of knowledge on the Butterfly case. He and Chika get along fairly well since they were best friends in middle school. He is easily bored, but with Chika in his life, things were never dull until they parted ways when they entered high school. It is revealed that he killed himself by jumping off the roof, simply because he was bored of the monotonous life he had. He is the first zombie in the series to be reaped by the Grim Reaper instead of a member of the Zombie Loan. [ 4 ] He initially fights by projecting and controlling an ectoplasmic knife, but by volume 8, he is shown to be using a scythe. It is later revealed that he is the one who stole the Zarame's 'core', resulting in him turning into a fake Grim Reaper. He later sides with the ARRC. He seems to have an increasing interest in Michiru and often calls her cute whenever he gets the chance. He claims in volume 11 that his attraction to her is due to her abnormal nature, which he finds to be fascinating. Because he himself is also abnormal, he would never be attracted to the plain, normal girls in the world of humans. His Seiyū is Junichi Suwabe.

    Zarame is an entity of unknown origin or nature that reaps souls. His entire body, except for his left eye, is covered in bandages. It is formed by the materialization of astral around a powerful energy source known as the 'core', which is later stolen by a human he is trying to reap, who is later revealed to be Shiba. Not having a body, he is forced to reside in a super deformed state that Michiru thinks is adorable. However, as shown in chapter 41, he can temporarily transform into his original form as long as he is near Michiru. He is known by his associate Koume as Zarame-sama, which translates into English as granulated sugar or brown sugar, and has the ability to generate a scythe at will. He can only speak in muffled, high-pitched, squeaky noises, due to the bandages across his mouth and his super deformed state, but both Michiru and Koume hear him as speaking normally, though most of what he says are threats or insults. It appears that Yomi can also hear and understand Zarame when he speaks, as seen in chapter 75. Currently, he still does not have his 'core' back, but seems content to perch on Michiru's shoulder. After being attached to her, he becomes protective over her as well.

    Koume ( 小梅 , Koume ? ) is a little girl who used to work for the Grim Reaper. She had been out of her job since Zarame-sama had his 'core' taken away, and is now seen working at various places in the supernatural world, sometimes offering help to the members of the Z-Loan office. She is seen with very little expression and seems to speak in a very deadpan manner. Both she and Michiru are able to understand whatever the Grim Reaper says. Her Seiyū is Ayako Kawasumi.

    Lyca ( ライカ , Lyca ? ) is a werewolf who has been alive for a long time. Lyca lives through the deaths of all his kin, and is left to live in a cave, surrounded by bones, all by himself. He makes his first appearance in Volume 3, Payment 18, when the main characters are staying at the hot springs. The main characters make their way to Lyca's cave, where Kuze Shimotsuki tames him with mysterious powers. She takes him back to the city, and he is eventually sent to Z-Loan, under the belief that experience will make him stronger. Lyca wishes to be stronger for the sake of protecting Shimotsuki. Lyca also begins going to the same school as Michiru, Chika, and Shito. He learns human speech but still refers to himself in the third person. He lets Michiru pat him on the head, but bites people he doesn't like, or people who treat him like an animal. He also seems to dislike males. Lyca shows a certain protectiveness of Shimotsuki, and can sense any 'doors' leading to other supernatural worlds opened by her. His Seiyū is Tetsuya Kakihara.

    Hakka is the new President of the Ferrymen River Department in WFO. His personality slightly resembles that of Bekkō's and Chika's father: he is sometimes serious, cool, and mysterious, but at most other times he can be simply whimsical. He shows a rather sickening admiration and friendliness towards Bekkō, whom he calls "Bekkō-chan", even feeling jealous of him because he has a 'nicer ass'. Motivated by Bekkō's efforts in the Z-Loan office, he too sets up a loan company called A-Loan (Alive-Loan) and employs the trio Zen, Toko, and Shuji. In actual fact, he is also the President of the ARRC (Akashic Record Reform Committee), and his real aim for creating A-Loan is to get rid of Z-Loan. He seems to know a lot about the backgrounds and history of others such as Shiba and Michiru. In Volume 10 of the manga he reveals to Michiru that she is a Singularity and not a human, and also his child. His seiyu is Kyosei Tsukui.

    Life is the golem that Shito bonds with when captured by Yoshizumi. A little golem that cannot speak, but is shown to have feelings and emotions, she is killed by Yoshizumi's assistant just as Shito tells her he will take care of her. Shito names her 'Life' because he believes she has something in her life that makes her human.


    Zombie loans

    Like every genre and sub-genre out there manga has had its fingers in the zombie world for quite some time now.. although it would not seem so at first because it is quite hard to actually find zombie manga. That’s why I decided to make this post and try to list all the zombie manga out there; at least the best zombie manga that is.

    There is a lot of manga out there that feature zombies but not so many that are actually zombie related manga and even fewer zombie apocalypse manga. because of this we will not be talking about Gungrave, Soul Eater, Hellsing or similar mangas. We will give our best to feature only the “true” zombie manga in this zombie manga list. Please contact us and comment if we got anything wrong or if we missed a good (or even great) work of art; we’re only humans and there is a lot of stuff on the inter-webs.

    Let us start this zombie manga list with a few obvious hits.

    Highschool of the Dead

    Highschool of the Dead follows the students of the Fujimi High School as a mysterious pandemic spreads through the entire school and even the town. The infected are reborn as flesh eating zeds who are after the blood of Takashi Komuro and his childhood friend, Rei among other survivors.

    Highschool of the Dead is one of the more popular zombie mangas out there, so much that it even has an anime series made based upon it. Check it out if you’re into anime.

    Michiru Kita is a weak -spirited girl with social problems who possesses a power which allows her to see a person’s closeness to death by seeing a ring around the person’s neck. When a person is marked to die, a gray ring appears, which darkens over time. Once the ring turns pitch black, the person dies. Two boys in her class, both have black rings around their necks, but are still alive. It is revealed that after an accident that was supposed to kill them both which happened 6 months ago, the two made a deal with Zombie-Loan. In return for keeping them alive, the two have to hunt zombies to pay back their debt. They ask for her help.

    The series has an anime adaptation under the same name, Zombie-Loan.

    Is This a Zombie?

    The story follows Ayumu Aikawa, a teenage boy, a normal high school kid, who turns out to be a Haitian like zombie who was brought back from death by a necromancer to whom he serves as a bodyguard.

    His complicated existence becomes even more messy when he when he accidentally steals the powers of a magical girl, transforming into one himself – complete with frilly dress and pink chainsaw.

    This manga is a light novel full of humor. It however features fights but as we said… it’s focus is more on humor.

    The story follows Hideo Suzuki, a down-on-his-luck manga artist struggling to publish his own work while maintaining both a day job as another artist’s assistant and a strained relationship with his girlfriend. Hideo is shown to be mentally disturbed, often having conversations with an imaginary figure named Yajima, hallucinating the presence of faces under his bed and at his window, and fantasizing about how conversations with his co-workers and girlfriend should proceed. Above all, he sees himself as the hero of a manga, despite all appearances to the contrary.

    One day, after returning from work late in the evening, Hideo witnesses a traffic accident in which a car crashes into a nearby pedestrian, killing the victim instantly. However, despite severe injuries including a broken neck, the victim’s body stands up and walks away. Hideo questions again whether this is another one of his hallucinations; however, strange events begin happening around him, though he refuses to fully acknowledge them, blaming his stress and over-time work is contributing to himself seeing things.

    Sankarea: Undying Love

    A romantic comedy manga that follows Chihiro Furuya who is a male high school student with a secret interest in zombies, collecting zombie-related videogames, film and manga, and even to the point of desiring to “kiss a zombie girl”. Following the death of his pet cat, Bābu, he attempts to revive it using an old manuscript, which describes the process of creating a potion for resurrection. But he’s discovered by a popular girl Sanka Rea, whose life isn’t as perfect as it seems…

    and Chihiro Furuya suggests that she could serve as a test subject!

    Reiko The Zombie Shop

    Reiko is introduced as a schoolgirl and a “zombie shop”; a professional necromancer who, for a substantial fee, reanimates the dead, for the purpose of obtaining information from them. Terror has struck the sleepy little town of Shiraike. A serial killer stalks the streets murdering innocent girls. Twenty-nine grisly murders have been committed, with no clues to catch the killer. Until Reiko pays a visit to the town…

    Gamma Akutabi is a master criminal equipped with a chainsaw sword and a metal arm that gives him the power to catch bullets in flight. He’s also a Powder Hunter, which means he’s chasing after the Rings of the Dead. If he finds 12 of them, he can make zombie powder, which resurrects the dead and grants the living immortality.

    After the death of his mother, Kuro Takagi transfers to a private high school, where his father is the proprietor. The school has a peculiar rule that students can not remain on campus after sundown. Kuro, of course, breaks the rule on his first day and suddenly his classmates and him are faced are by attacking zombies.

    Kuro and his classmates somehow escape this attack, but this is just the beginning.

    Junko Mizuno’s Cinderalla

    In this manga, the classic Cinderella fairy tale is turned upside down and we get Cinderalla. In Cinderalla, Dad and the stepsisters are zombies, the family runs a yakitori restaurant, and the prince is so sick he’s on a permanent IV support system.

    Grand Guignol Orchestra

    The plot follows the unofficial Grand Orchestra: singer Lucille who searches for a way to rescue his younger sister Cordierite Cordie.

    Lucille and his orchestra encounter a town overrun with the worst kind of audience: the Living Dead! Well, not really. They’re people who have beenturned into doll-like zombies. And they are definitely not a crowd to take lightly. Can a group of roving musicians use their skills to calm the beasts?

    his manga is about zombie like demon creatures.

    Tokko: Devil’s Awaken

    It follows Ranmaru Shindo who joins the Special Riot Squad to avenge the mysterious death of his parents. A crime that has gone unsolved. Recently, he has been having recurring dreams of a young woman covered in blood, wielding a giant sword. And when this mysterious woman suddenly appears in front of him as a member of the Special Public Safety Task Force (TOKKO), Ranmaru’s dreams suddenly become frightening real… A violent earthquake hits Tokyo and rumors of a demon-like creature unleashing its superhuman powers upon the city–forcing Ranmaru to begin a journey to uncover the true nature of TOKKO and its strange and sundry members.

    Corpse Princess AKA Shikabane Hime

    Corpse Princess AKA Shikabane Hime – The French Version

    Corpse Princess is a hard to find manga. There is a French version out. However, there is an anime series out, called Corpse Princess: The Complete Series.

    “Makina Hoshino is already dead, but she can’t let go of this twisted world. She burned to death along with her entire family in a fire started by freaks that wouldn’t stay buried. Makina knows she doesn’t belong among the living, but that won’t stop her from unleashing the full fury of her twin MAC-11 machine guns on the rotting remains of those who refuse to die. She’s hell-bent on filling every empty grave she can find with the monsters that should be six feet under. Makina is a Shikabane Hime – a Corpse Princess – and it’s her job to finish off the undead leftovers haunting the dark corners of a city that used to be safe. “

    Apocalypse No Toride is a manga about a zombie apocalypse and attack on a prison.

    Zombie Huter is a manga from the 1&70’s. It is extremely hard to find… and by extreme I mean expensive. It is a valued collectors items and rare hands can hold the original.

    It is about an ex-race car driver who hunts down and kills zombies. The main character, Toshio Tamura, was once a grand prix champion who finds himself to be one of many people on a jungle island where he goes through a series of survival tests. He discovers that the purpose of the cruel and deadly games were to find people worthy enough to hunt down alien parasites that hid inside corpses, turning said corpses into zombies. Toshio initially rejects the offer to become a zombie hunter since he sees his would-be boss as a dangerous and sick man, but soon finds himself forced into the role when his loved ones are endangered.

    The sotry follows Fujio and Mitsuo who are two fulltime slackers who work in a fire extinguisher factory. The two spend their lunch hours training to fulfill their dreams of being jujitsu champions. One day, they murder their boss and dump his body on a Tokyo toxic waste dump known as “Black Fuji”. Things suddenly become worse when an army of the undead rises from the waste dump and begin to attack the living. In order to survive, they will have to employ their limited jujitsu skills, to either help or escape Tokyo.

    We hope We’ve helped you at least a little bit on your quest for zombie mangas with out zombie manga list. If we haven’t… then you please help us and comment bellow so we can make this even a better list.

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    Zippy payday loan

    Payday Loans Online (Online Payday Loans No Credit Check)

    Below are a few great places to get a payday loan online. Many of these online payday loan services do not require credit checks.

    How it works: For the most part, when you apply and get approved for your payday loan, your loan money will be deposited into your bank account.

    You do not need to go into a physical store to get an online pay day loan. It will all be done and approved over the internet, and the money transfer is quick, sometimes by the next morning. Just fill out the form (usually its quick and takes a few minutes), and wait for approval (sometimes you get instant approval or it only takes a couple minutes).

    Can apply for $100 – $999+. Cash Advance works with many lenders who compete for your business. Cash Advance will pair you up with lenders who give loans that may work for you.

    Can get up to $1000 cash loan. It takes a few minutes to fill out an application. You can get a response as fast as 90 seconds. Once approved, the money should be in your account as quick as 1 business day.

    You can apply for up to $1000. It’s a quick 2 step application for a loan. Once you’re approved, you’ll get the terms and conditions of the loan. Once you approve them, your cash is deposited into your bank account.

    Can get up to $1000 payday loan. Summer Time Cash Loan is a “loan matching” company that will match you with a lender who will lend to you based on the information you’ve submitted in the application.

    Can receive up to $1000 payday loan. Once you submit your information, they will attempt to find lenders who agree to lend to you based on your information submitted.

    Can borrow $100 – $15,000. Zippy loans is great because their application is simple and straight forward, and they can approve you and give you a loan as quick as tomorrow.

    Payday Loans & Cash Advance Information & Disclaimer

    Payday loans are meant for short term financial needs. In other words, if you have an emergency or need help with money right now and you can’t get money anywhere else. Generally speaking, you are expected to pay back your loan within a couple weeks typically (by next pay day). Do not take out a payday loan if you cannot pay it back quickly. Interest rates on payday loans are higher than regular loans and it will cost you a lot of money in the long run if you aren’t able to pay back your loan on time or if you make the mistake of taking a payday loan for long term financing. Disclaimer: If you click one of the links above and apply for and get approved for a payday loan, I may receive compensation. Many online payday loans do require no credit checks. Some will ask for credit information. Other than that, just make sure you read the terms and conditions of your payday loan carefully, and make sure you understand it fully before you accept it. Because once you accept the payday loan, you are bound to it and must comply with the terms set out for you. It’s very important that you read it carefully. I hope this short term payday loan will help you with your financial needs today.

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    Zippy loan contact number

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    Zippy cash reviews

    zippy cash reviews

    Skip driving and long lines in the store.

    Online approvals processed.

    Many payday loan lenders give loans to people with bad credit.

    Lenders can deposit money directly to your bank account.

    You may not need to leave your home to get a payday loan Skip the driving and long wait time.

    We partner with 100+ approved lenders. We can get you connected with one of them!

    When you are redirected to a lender’s website, review the lender’s terms and approve the terms if you are satisfied.

    Are you experiencing money problems?

    Do you just need a small advance against your pay to tide you over?

    Do you need cash for an unexpected expense?

    Then a payday loan can be the solution you are looking for.

    What Are You Waiting For?

    We pride ourselves on our speed to connect you with a lender. In most cases, submitting your information through our site may only take a few minutes of your time. After your information is submitted, you will be redirected to the lender’s website to review the terms of the loan, and if accepted, the funds will be deposited directly into your bank account!

    Our service is completely FREE to you! Our company does not provide cash loans – we are here to connect you with 1 of our 100+ partnered lenders.

    Short on cash? Caught between paychecks? We can help!

    Looking for Zippy Cash Funds11. Financial products within Quickly Time. Absolutely no Fax required Essential Zero Headache. Say yes to in seconds. Find Quickly Online.

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    Zippy cash loan

    zippyloan.com – Apply For Personal Loan Online In Minutes

    • By using Zippy Loan, borrowers can get a loan as much as $15,000 or as little as $100 in just 24 hours
    • Applying for a loan from Zippy Loan takes just 5 minutes, and only takes basic personal information like how much cash is needed, the borrower’s monthly income, their credit type and state of residence
    • Loans from Zippy Loan are secured, meaning that there is no collateral like a house or a car that has to held as collateral (all that’s needed is proof of regular income)

    To get a payday loan using Zippy Loan, customers just need to enter their full name, address, basic income information, and employment information. In most cases, applicants will hear back from Zippy Loan in less than 5 minutes.

    • A borrower’s credit score is taken into account with Zippy Loan, but it’s not the only factor, and it’s not the deciding factor
    • Plenty of people with a low credit score or even no credit at all have gotten loans from Zippy Loan

    One an applicant sends in what type of loan they’re looking for, Zippy Loan searches from lenders and finds the best match. Zippy Loan handles loans for up to $15,000, but not every applicant will be approved for that much. Most lenders through Zippy Loan do offer extensions for people that may be having trouble paying a loan back due to financial hardships.

    Some of the most common uses for financial help from Zippy Loan are debt consolidation (for people carrying a large amount of debt from credit cards or other loans), home repairs and renovations (affording a major home renovation can be tough without getting help from a loan), for unexpected expenses (like medical bills or major car repairs), or personal needs (like going to school or traveling).

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    Zionsbank.com my account

    zionsbank.com my account

    Money market accounts, high yield checking, business saving and checking accounts online in Utah and Idaho.

    Money Market Accounts High Yield Checking Savings Account Online Small Business Loans Free Checking

    Get great rates on Bank CDs and High-Yield Savings accounts. MoneyAisle is the free, safe and easy-to-use online marketplace for consumers.

    Money Market Accounts High Yield Checking Savings Account Online Small Business Loans Free Checking

    Daily reports on the best CD rates (certificate of deposit), highest savings account yields, money market account rates, and special bank and credit union cash promotions.


    Zionsbank.com Web Stats,Analysis,Ranking And Seo Report

    zionsbank.com was registered 2 decades 2 years ago. It has a alexa rank of #25465 in the world. It is a domain having .com extension. This site has a Google PageRank of 5/10. It is estimated worth of $ 84.9 K and have a daily income of around $ 165 . This website is also listed on Dmoz. As no active threats were reported recently zionsbank.com is SAFE to browse.

    Hosted IP Address:

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    HTTP Header reponses of zionsbank.com is the information we get when HTTP request sent to a server from connecting clients(e.g. chrome, firefox). When you input an address into your browser it sends a request to the server hosting the domain and the server responds. HTTP Header information is not directly displayed by normal web browsers like chrome, firefox etc.

    Date: Tue, 30 Jul 2013 04:32:53 GMT

    Full Domain WHOIS Domain zionsbank.com whois lookup

    Zionsbank.com is ranked #25465 in the world, a low rank means that this website gets lots of visitors. Its primary traffic from United States and is ranked #3,819 in United States . It has more than 4 subdomains with traffic. It has 27 K visitors per day, and has 115.7 K pageviews per day.

    1K = 1000 1M = 1000^2 1B = 1000^3 1T = 1000^4 1P = 1000^5

    How engaged are visitors to this site?

    Engagement metrics help you understand how interested a site's visitors are with the site's content. The metrics are updated daily based on the trailing 6 months.

    Percentage of visits to the site that consist of a single pageview.

    Daily Pageviews per Visitor

    Estimated daily unique pageviews per visitor on the site.

    Estimated daily time on site (mm:ss) per visitor to the site.

    The percentage of traffic, both free and paid, that come to this site from a search engine over the past 6 months, updated daily. The change number shows the difference versus the previous 6 month period.

    Top Keywords from Search Engines

    The table shows the top keywords that sent traffic to this site from major search engines over the past 6 months. The list is updated monthly.

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    Zions direct cd rates

    zions direct cd rates

    Zions direct cd rates

    Find the highest 3 Month CD rates in Zion Grove, PA by searching our Zion Grove, PA CD rates list. Search and compare CD interest rates by entering a deposit amount and a list of the best 3 Month CD rates will be displayed from banks and credit unions.

    Find the Best Zion Grove, PA 3 Month CD Rates & 3 Month CD Yields

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    Zions direct cd rates Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Bankrate.com National APY Average and Bankrate.com Site APY Average are only available for MMA products in any denomination exclusively. For Savings products, neither national nor Bankrate APY averages are tabulated. For MMA & Savings products in any denomination, the presented Bankrate.com National APY Average and Bankrate.com Site APY Average are averages of the MMA products only, and are not inclusive of Savings products APY rates.

    Zion Grove, PA jumbo 3 Month bank rates and jumbo 3 Month credit union rates are better than regular 3 Month interest rates in Zion Grove, PA. Most jumbo certificates of deposit require a minimum of a $100,000 opening deposit. You can find mini-jumbo certificates of deposit that have a minimum opening balance of $25,000 to $75,000. Mini jumbo CD interest rates are usually lower than traditional jumbo CD interest rates.

    3 Month Zion Grove, PA bank CD rates can be found by searching our deposit rates list. Zion Grove, PA banks that are listed on our rate list are insured by the Federal Deposit Insurance Corporation (FDIC). Since the bank is insured your deposit account is insured by the FDIC. 3 Month certificates of deposit opened by depositors that reside in Zion Grove, PA at FDIC insured banks are insured for up to $250,000.

    Zion Grove, Pennsylvania 3 Month Credit Union CD Rates

    Zion Grove, PA 3 Month credit union CD rates can be found by searching our deposit rates list. Zion Grove, PA credit unions that are listed on our interest rates table are insured by the National Credit Union Administration (NCUA). Since the credit union is insured your deposit account is insured by the NCUA. Zion Grove, PA certificates of deposit opened by depositors that reside in Zion Grove, PA at NCUA insured credit unions are insured for up to $250,000.

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    Zions banking online

    Does Zions Bank charge a fee to use its online banking services?

    Zions Bank does not charge a fee for individuals with personal checking or savings accounts to use online banking, as of 2015. However,the bank does charge business accounts for access to online banking, according to the company's official website.

    The Zions Bank online banking service gives personal account holders access to online bill pay, easy transfers between accounts,a mobile banking app and downloadable account data thatis compatible with certain financial software. The online banking service also sends alerts for low balances, upcoming bills andfraudulentpurchases.

    Zions Bank branches are located in the western United States. There are almost 500 office locations and 580 ATM kiosks from Texas to New Mexico and Washington state.

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    Zions bank rates

    zions bank rates

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    is made to ensure their accuracy, cbrates.com cannot be held liable for any incorrect information . >9gt;

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    Zions bank mortgage rate

    zions bank mortgage rate

    Disclaimer | The information contained in this website is not meant to substitute qualified legal advice given by a specialist knowing your particular situation. We do not warrant or guarantee that the site will be up-to-date accurate, complete or continuous at all times. The bank directory is published solely as a courtesy. We assume no responsibility or liability for any errors or omissions in the directory.

    On the 26th of September, in the Saint-Petersburg (Russia), will be held the Blockchain Life 2017 - the largest conference about Bitcoin, the blockchain, cryptocurrency, and mining. 02.08.2017 | Source: Adwad Group

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    Zions bank mortgage rate

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    Zions bank login

    Zions bank login

    While visiting the Zions Bank Login, you must take care regarding your visit and ensure that you are visiting the official website not a spoofed one.

    We here have provide the official screen for Zions Bank login account. So, Click Here.

    The info. about Zions Bank customer service is here, to connect with live person & discuss issues. If yes then, Click Here.

    You should use a secure and official sign in screen to access your member account for Zions Bank, the accurate website (i.e. Zionsbank.com) is important due to the increased number of website trying to impersonate users. The purpose of this website is just to educate the users of internet services to avoid getting into victimization of password steal or account hack. You can use the official login link provided below for Zions Bank Login account access with complete safe and secure path as designed and served officially who launched and manage all the decision related to this service (i.e. Zions Bank).

    If you ever find a problem related to the Zions Bank account you may access the customer service staff employed by company to deal with customer problems regarding Zions Bank Login. After a brief discussion with you the Zions Bank representative will solve the problem and you will be soon online with your member account to enjoy all the available services.

    WeBlog-info is a website where the users can find the secure way to sign in to your accounts. But, more importantly, we focus on the problems related to your member accounts. With different online services just like consumer reports login account. If you have encountered any issue with your account, then you may need a solution right away to fix it. There are many options which people recommend but we always suggest you go with the official customer service portal. While you connect with them, this is the most trust-able source to fix your issues with member accounts. That's why here at WeBlog-info.com we try to cover up the customer service options along with safe member account links. Just like a famous service Webwatcher login we have provided the official customer service details. So, that the users of the service can connect with them. If they have any problem while using their member accounts. The reason behind this connection in login and customer service is related to many people out there are deceiving others. While claiming themselves as a solution provider for problems with member accounts.

    Moreover, these fake services also ask for your account credentials. Which might be not safe every time and may lead to leaking of your personal information. If you are facing any issue with eSysco login then you must have to find a way to solve it. However, if unable to do so with any help available on the portal. Then you must contact eSysco customer service, to find the best possible solution to the problem. There are multiple ways to solve your issues. You can use the online communities, forums OR official phone numbers to discuss the matter. However, be aware do not share any personal information to unofficial sources like forums and online communities. Because these are not official people, anyone can join these platforms. Many of the customers are reporting here on daily basis, about their issues. Some of the noticeable ones are Fastlane login and Minute menu login. If you have any problem with the service, you can just simply contact us. We will guide you a best possible way of sorting that out with less possible time.

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    Zions bank home equity line of credit

    zions bank home equity line of credit

    Investors Bank has over 150 locations throughout New Jersey and New York.

    Copyright @ Investors Bank. Investors Bank Name and the Weave logo are registered trademarks of Investors Bank. All rights reserved. NMLS #411729. Mortgage Loans provided by Investors Home Mortgage, a wholly owned subsidiary of Investors Bank, and licensed by the NJ Department of Banking and Insurance and the NY Department of Financial Services. NMLS #60061


    zions bank home equity line of credit

    Zions bank home equity line of credit

    Zions bank home equity line of credit

    Zions bank home equity line of credit

    • Pay at your own pace: Make payments as low as interest

    only on the variable rate portion

  • Access available credit without the need to reapply: As

    your outstanding balance decreases, your available credit

    increases 1

  • Protect yourself from interest rate increases and

    establish regular fixed payments (subject to minimum

    amounts) with our Fixed Rate Advantage Option.

  • A TD Home Equity Flexline allows you to combine the flexibility of a revolving line of credit with the security of a fixed rate portion.

    Variable interest rate that changes with TD Prime Rate.

    As you pay down your outstanding balance, your available credit increases.

    Pay at your own pace without prepayment charges – pay as little as interest only, or pay any or all of your outstanding balance on your variable rate portion at any time.

    Access funds when you need them, with convenient 24/7 access options:

    At your local TD Canada Trust branch

    Transfer funds using EasyWeb online

    Withdraw from an ATM or pay for purchases at retailers with your TD Access Card 2

    Write a cheque on your TD Home Equity FlexLine (contact us to order your free personalized cheques)

    The Fixed Rate Advantage Option allows you to create a Fixed Rate Portion with a closed term of one to five years.

    You may have already selected to take advantage of a fixed rate portion, or you can at any future time lock all or a portion of the outstanding balance of your variable rate portion into a FRAO and protect yourself from rate increases and establish regular fixed payments (subject to minimum amounts).

    On the Fixed Rate Portion you can:

    Make one or more prepayments up to 15% of your original Fixed Rate Portion amount every year.

    Increase your payment amount by up to 100% of your original regular payment.

    Increase your payment frequency: switch to rapid payments and possibly make up to an extra month's payment every year.

    2 TD Access Card must be programmed for your TD Home Equity FlexLine. Fees may apply.

    Sign up to receive valuable advice,

    including homebuyer trends, design

    tips, interactive tools and more.

    Get comfortable with your TD Home Equity FlexLine

    Get an overview and learn about the Fixed Rate Advantage Option

    Smart ways to use the equity you've built in your home

    Flexible ways to access your funds and manage your account

    Understand when compensation charges may apply

    An overview of the information in your monthly statement

    (b) the posted interest rate for a Similar Mortgage, less the rate discount received by you under this Fixed Rate Portion. Your rate discount is shown under Interest. A Similar Mortgage is a mortgage offered by us which has a fixed interest rate and a closed term that is closest to the remaining term of your Fixed Rate Portion as determined by us. The interest rate for a Similar Mortgage is determined on the earlier of the date of the prepayment or the date of issuance of a valid official statement for discharge purposes. The remaining term for a Similar Mortgage is determined as of the date of prepayment. To estimate the prepayment charge using the IRD amount:

    (i) use the chart below to find the term for a Similar Mortgage:

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    Zions bank credit card

    Updated List of Banks and Credit Cards That Support Apple Pay

    There were times when people dreamt of making payment without cash or Credit/Debit card. And now the dream came true when the service was announced by Apple in the form of Apple Pay. It is the feature that allows users to make payments through iPhone 6/iPhone 6 Plus or the Apple Watch. It requires no Credit/Debit cards to be scratched or shown while making pay.

    Apple has linked up with nearly 16 top banks such as, American Express, Bank of America, PNC, etc. across the US for Credit/Debit card support; just add the information of your Credit/Debit card to your Passbook and make transactions on Apple Pay supported stores anytime in the US.

    Zions bank credit cardThe banks that work with Apple Pay do not support all the cards, such as, personal credit cards, personal debit cards, prepaid cards, corporate cards, etc. Not all banks support all types of cards. Every bank supports some particular card. For instance, J.P. Morgan supports only Personal Credit cards. It does not support any other cards. You can get the detail information in the chart given below:

    Updated List of Banks/Credit Cards That Support Apple Pay

    #1. L&N Federal Credit Union

    #2. UW Credit Union

    #3. Commerce Bank

    #4. America First Credit Union

    #5. American Express

    #6. Bank of America

    #10. Commerce Bank

    #13. Merrill Lynch

    #14. Navy Federal Credit Union

    #16. Regions Bank

    #22. Fremont Bank

    #23. National Institutes of Health FCU

    #24. Security Service Federal Credit Union

    #25. Consumers Credit Union

    #26. Virginia Credit Union

    #27. Cyprus Federal Credit Union

    #28. Fairwinds Credit Union

    #29. Mountain America Credit Union

    #30. Partners Federal Credit Union

    #31. Customers Bank

    #32. A+ Federal Credit Union

    #33. Amegy Bank of Texas

    #34. America First Credit Union

    #35. Bethpage Federal Credit Union

    #36. California Bank & Trust

    #37. Connex Credit Union

    #38. Goldenwest FCU

    #39. Huntington Bank

    #40. KeyPoint Credit Union

    #41. Meijer Credit Union

    #42. National Bank of Arizona

    #43. Nevada State Bank

    #44. The Bank of Greene County

    #46. Zions First National Bank

    #47. Alliant Credit Union

    #48. Altra Federal Credit Union

    #49. Andrews Federal Credit Union

    #50. Associated Bank

    #51. BBVA Compass

    #52. BECU (Boeing Employees’ Credit Union)

    #53. Ent Federal Credit Union

    #54. F&A Federal Credit Union

    #55. Fifth Third Bank

    #56. First Niagara Bank

    #57. First Tech Federal Credit Union

    #58. Golden 1 Credit Union

    #59. INOVA Federal Credit Union

    #60. Savings Bank of Danbury

    #61. Star One Credit Union

    #62. Uwharrie Bank

    #63. Affinity Federal Credit Union

    #64. Cabela’s CLUB

    #65. Central Bank

    #66. Credit Union of Southern California

    #67. Farmers & Merchants Bank of Long Beach

    #68. First National Bank of Omaha

    #69. First Sentry Bank

    #71. Grow Financial Federal Credit Union

    #72. Ideal Credit Union

    #73. Morgan Stanley

    #74. Redwood Credit Union

    #75. State Department Federal Credit Union

    #76. Teachers Credit Union

    #77. Technology Credit Union

    #78. The Northern Trust Company

    #79. TIB-The Independent BankersBank

    #80. United Federal Credit Union

    #81. Utah First Federal Credit Union

    #82. America's Christian Credit Union

    #83. America's Credit Union

    #84. Arizona Federal Credit Union

    #86. BMI Federal Credit Union

    #87. Canton School Employees FCU

    #88. Charles Schwab Bank

    #89. Clearview Federal Credit Union

    #90. First Community Bank & Trust

    #91. First Community Credit Union

    #92. First Credit Union

    #93. First National Bank of Pennsylvania

    #94. GTE Financial

    #95. Gulf Winds FCU

    #96. Hiway Federal Credit Union

    #97. Independent Bank

    #98. Jordan Credit Union

    #100. Lake Michigan Credit Union

    #101. Langley Federal Credit Union

    #102. Los Angeles Federal Credit Union

    #103. Members First Credit Union

    #104. Michigan State University Federal Credit Union

    #106. ORLN Federal Credit Union

    #107. Prosperity Bank

    #109. Sacramento Credit Union

    #110. Salem Five Bank

    #111. San Francisco Fire Credit Union

    #112. Sandy Spring Bank

    #113. Schools Financial Credit Union

    #114. Silicon Valley Bank

    #115. TruMark Financial Credit Union

    #116. United Nations FCU

    #117. Vantage Credit Union

    #118. VyStar Credit Union

    #119. Wanigas Credit Union

    #120. Wings Financial Credit Union

    The transactions you make through Apple Pay are safe and protected. Apple does not keep your transaction detail and even the retailer where you pay does not get your original Credit/Debit cards number. When you add your card detail in the Passbook, a unique Device Account Number is assigned along with it. The detail of your card is securely encrypted in the dedicated chip that is known as Secure Element in the iPhone 6/6 Plus or Apple Watch. When you make a pay the original information is not transferred to the retailer. Here, the DNA creates a transaction ID each time you make payment.

    Note that if you run into an error – while adding your card to Apple Pay – that says the card doesn't support Apple Pay, it's most likely because the bank and Apple haven't decided to support the card for Apple Pay transactions.

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    Zions bank amazing rewards

    Access Development and Zions Bank Launch AmaZing Deals™, Expand to New Markets

    Zions bank amazing rewards

    The popular AmaZing Deals mobile coupon app, now available on iOS and Android devices.

    Salt Lake City, Utah (PRWEB) April 16, 2014

    Loyalty marketing leader Access Development and Zions Bank have announced the popular Zions Cash Rewards program has been renamed Zions AmaZing Deals™. The rebranding will allow the program to be integrated into other Zions Bancorporation affiliate banks, beginning with five new banks in 2014.

    Visa® debit and credit cardholders from Nevada State Bank, Vectra Bank of Colorado, National Bank of Arizona, California Bank & Trust, and Amegy Bank of Texas will all have access to the AmaZing Deals mobile app, featuring thousands of “show your phone” coupons at local and national restaurants, retailers, service providers and more. The free AmaZing Deals app is available for iOS and Android users and can be activated by simply filling out a registration form.

    “The AmaZing Deals program has been so popular, we wanted to make sure all of our partner banks had an opportunity to give it to their customers,” says Rob Brough, Executive Vice President, Marketing and Communications for Zions Bank. “It’s a perfect program for our bank because not only does it reward our customers, it also introduces them to local small businesses, which comprise the majority of participating merchants.”

    Since launching the AmaZing Deals app in November 2012, AmaZing Deals members have saved over $1.5 million in merchant-funded deals using the program. The Zions AmaZing Deals program continues to thrive, with thousands of card-linked offers to go along with the popular mobile coupons application.

    “This program is designed to generate frequent engagement between the bank and the customer via our omni-channel delivery platform, and the local merchants benefit from that relationship,” says Kelly Passey, Executive Vice President, Business and Product Development at Access Development. “Studies show that the vast majority of US consumers look for deals before making a purchase, and they make over 90% of those purchases in-store at merchants near their homes. AmaZing Deals is built with those characteristics in mind, which is why it’s such a popular program.”

    Zions customers who download and register the AmaZing Deals app (available on Android and iOS devices) through April 17, 2014 will be entered into a contest to win a Hawaiian vacation. Click here for more details.


    Zions Bank Login | Zions Bancorp | Get Zions Bank Online At zionsbank.com

    December 26, 2016 By Bankgist

    Zions Bank Login | Zions Bancorp | Get Zions Bank Online At zionsbank.com

    Zions Bancorporation is an American financial service holding company which was established in 1873 and is headquartered in Salt Lake City, Utah, United States. Zions bank amazing rewards

    It employs about 11,000 people and has total assets worth $59.9billion. its subsidiaries include Zions First National Bank, Zions Agricultural Finance, Zions Bank Capital Markets, Zions Credit Corporation, Zions Direct, Zions Management Services Company, zionsZions Public Finance, Zions Small Business Finance, the Commerce Bank of Washington, Vectra Bank Colorado.

    The rest are; Amegy Bank of Texas, California Bank & Trust, National Bank of Arizona, Nevada State Bank, the Commerce Bank of Oregon, and Contango Capital Advisors. The bank is ranked 1431 on the Forbes global 2000 list. It operates only in the United States. This article will center morZions bank login and Zions bank online how you can do your financial transaction at www.zionsbank.com.

    Zion’s Bancorp can trace its history to the establishment of Zion’s savings bank and trust company founded by Brigham Young in 1873. It was Utah’s first chartered savings bank and trust company.

    During the twentieth century, it made a significant impact in the business setting by financing firms. It has boasted of a sound financial position even during the Great Depression of 1929.

    The bank merged with and acquired several other companies which later became its subsidiaries and it changed its name to Zions Bancorporation in 1987.

    The bank offers three main products which are personal banking, business banking, and wealth management.

    Personal: the services offered include savings accounts, checking accounts, home loan services, credit cards, loans, online services, CDs and IRAs, loans, student-friendly services and other services.

    Business: this offers business cards, small business services, checking and savings accounts, equipment financing, loans, treasury management, online services, and other services like smart women grants, commercial real estate banking, correspondent banking, corporate trust services, foreign exchange services, family business services, international banking, agricultural finance and agribusiness resources.

    Wealth Management: this offers wealth planning, private banking, investment management, trust services, Zions Direct, executive banking and family business services.

    Credit Card Facilities | Zions bank login For online card

    Zions offers three main personal credit cards; amazing cash, amazing rewards, and amazing rate. Each of these cards has their benefits including no annual fee, free purchases alert, travel accident insurance, zero liability and warranty manager for each card.

    The online services enable a customer to have 24-hour access to their bank accounts;

    • Pay bills online.
    • Transfer funds to anyone in the country.
    • Manage finances while on-the-go.
    • Display front and back image of a check item.
    • Stop payment on a traditional check,
    • Avoid clutter by providing eNotices.
    • eStatements, and
    • eTax documents which are safer, faster, easier to manage and free.

    Note: Notify the bank of travel plans to prevent blockage of debit and credit cards when a customer travels, and to download statement information directly into the check register in financial software.

    The mobile banking enables a customer to view account balances, deposit checks, transfer funds, and pay bills with ease without having to input the login credentials. Also to easily make transfers, check deposits and pay bills through the use of a mobile phone.

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