Rent-a-Wreck California: Car Rentals with No Credit Check

The Rent-a-Wreck locations in California are one of the few places you can get no credit card car rentals in the Golden State. The Rent-a-Wreck corporation franchises its name and business model out to local franchise owners, so each store can choose its own policies, hours, and rates. That means all locations might not allow cash payments or debit payments, but the RentaWreck official website mentions that most locations won’t run a credit check and allow you to use both cash or debit instead of your credit line.

To offset the hidden costs of doing business with cash customers, Rent-a-Wreck car renters are going to be asked to pay an up-front deposit. This deposit will be refunded if you have no damages or cleaning fees. If you use a debit card (expect to use only VISA or MasterCard debit), you’ll get your refund on your debit account. This might take up to 10 days.

People Can Drive up the California Coast in a Locally-Rented Auto Rentals.

Don’t worry about driving around clunkers: RentaWreck was just a funny name the company’s founder, David Schwartz, used to market the company. David Schwartz, who was a Los Angeles resident at the time, had a used car lot and decided to use those cars for a neighborhood rental car business.

This business model, which focused on using local car dealerships and auto repair businesses, proved popular and successful. These days, Rent-a-Wreck is found in many states across the United States, along with Denmark, Sweden, Norway, and Dutch overseas territories like Sint Maartin.

Rentawreck is known for renting to younger customers who might not be able to get a rental car from Hertz, Avis, or National car rentals. The cars tend to have between 40,000 and 70,000 miles on them and are maintained using the same standards the biggest car rentals companies use. Rent-a-Wreck calls itself “The Smart Alternative“, a phrase that’s been trademarked.

This is a new segment on “No Credit Needed”, where I compare today’s topic to some other random thing in the world. I’m fiddling around with this as an exercise in creativity, to show I’m not some robot spitting out content, and in the hopes this is real successful and all the real robots starting comparing car rentals to cloud computers. If you’ve got no interest in this, just drop down to the list of Rentawreck addresses and locations.

Renting a car is like “The Cloud” in much the same way cellular phone companies are. The Cloud works on the concept of a grid or interlocking hosts and servers, just as a cellphone company has a grid of cell towers or “cells”. As the grid becomes complete, there’s less reason to keep all your information on a computer, laptop, or tablet. Instead, that information can be hosted off your computer. With the computing cloud, you just need a computing device to get online and access the Internet. This means devices are cheaper, so people and businesses get cheaper rates. Essentially, it’s a perk that comes with having a big network.

The biggest car rental companies have the advantage of having a grid of local offices. Going with the big companies means you have access to more models, more colors, and other perks–essentially more options.

One of those options is the one-way rental, where you rent a car in San Diego and drop it off in Sacramento. With Rent-a-Wreck and its franchised locations, that possibility isn’t there. There are reasons to use the largest auto rental chains, so don’t think this is all about getting you to use Rent-a-Wreck. I just want you to know this alternative is out there. You could say Avis and Hertz are the Internet Cloud of the car rental business, while Rent-a-Wreck is the safe old 20th century PC method.

10895 San Pablo Ave

El Cerrito, CA 94530

Phone Number – (510) 234-6025

Berkeley Rent-a-Wreck Email Address – [email protected]

20774 E. Arrow Hwy

Covina, CA 91724

Phone # – (800) 946-6264

Local Customers – (626) 858-6970

Email Address – [email protected]

1701 North Texas St.

Fairfield CA 94533

Phone Number – (800) 944-7501

Local Number – (707) 422-9853

Email Address – [email protected]

9491 Sierra Ave.

Fontana, CA 92335

Toll-Free Rent-a-Wreck Phone Number – (888) 233-6006

Rent-a-Wreck Phone Number – (909) 823-9907

49717 Peace Valley Road

Gorman, CA 93243

Gorman Rent-a-Wreck Phone Number (661) 248-6707

12333 W. Pico Blvd.

Los Angeles, CA 90064

LA International Airport Toll Free Phone – (800)995-0994

Phone Number – (310)826-7555

Fax Number – (310)207-0681

Los Angeles International Airport Email Address – [email protected]

10860 Burbank Blvd.

North Hollywood, CA 91601

Tollfree Phone Number – (800) 235-4354

North Hollywood Alternate Number – (818) 623-4400

3304 E. Colorado Blvd.

Pasadena, CA 91107

Toll-Free Number – (877) 405-7368

Phone Number – (626) 405-1400

18738 Sherman Way

Reseda, CA 91335

Reseda Rent-a-Wreck Toll-Free Number – (800) 479-7368

Phone Number – (818) 343-0047

San Francisco CA 94107

Phone Number – (800) 732-7368

Local Number- (415) 282-6293

Email Address: [email protected]

12333 West Pico Boulevard

Los Angeles, California 90064

Toll Free – (800)995-0994

Phone Number – (310)826-7555

You’ll see the Los Angeles and Santa Monica address listed as the Los Angeles Rent-a-Wreck and the Los Angeles International Airport Rent-a-Wreck. What’s important is this business’s blurb mentions it offers free pick-up and drop-off from the LAX Airport. You’ll also see the Pico Boulevard location listed under “Mid-Wilshire Rent-a-Wreck” and “Hollywood Car Rentals“, for those who live in the Los Angeles area.

If you’re looking for cheap vehicles for a day or two in Bakersfield, take a look at this TV commercial for the franchise in Bakersfield. This was posted to YouTube on October 2, 2015, so it should be up-to-date on the contact information.

The address for this establishment is:

1222 Golden State Ave

Bakersfield, CA 93301

Call at: 661-843-7866

Website: (corporate site)

You must be 21 or over to rent a car at this location. You’ll also need a credit card or debit card and have a local residence. This rental chain is all about local connections, including using local mechanics and car dealerships. This location was established after I first posted this article several years ago, so you never know where a new franchise might appear.

Reliable car rentals do no have to be expensive. They also don’t require a credit check. Rent-a-Wreck is only the most successful chain which follows this business model, but it is the best for drivers in California.

Bad Credit vs. No Credit: Which Is Worse When Trying to Rent an Apartment?

It's not just high demand or steep monthly payments that could come between you and the apartment you want to rent. There's another potential obstacle: your credit score. Without good credit, you're at a disadvantage against other applicants. But who has a harder time renting an apartment: people with bad credit or those with no credit?

Bad credit and no credit are similar in that they're both a long way from good credit, but beyond that they're quite different.

Having no credit score indicates a lack of credit history. If you have no credit, you'll need to build credit before you can count on qualifying for an unsecured loan, many credit cards or many rental leases.

Bad credit is the result of a poor credit history. If you have bad credit, it means you have been approved for loans or credit cards in the past but you've been late, delinquent or otherwise unreliable with your payments. (Two other unsettling possibilities are an error in your credit reports or potential identity theft.)

It's complicated. If you were a landlord, would you rather take a chance on someone with no established credit, or give a second opportunity to a person who has dings on his or her credit history?

One strategy is a gamble because there's no record of money management at all, and the other because the applicant has a record of poor money management. Some landlords may opt for the renter with a clean slate, while others may desire some sort of financial track record, even if it isn't a great one. As a general rule, though, having bad credit is almost always worse than having no credit.

The bottom line: Neither situation is ideal. Landlords would much rather choose someone with good credit. But even if you have bad credit or no credit, there are some ways you can compete with more-qualified applicants and secure that apartment:

  • Explain your situation. Check your free annual credit reports before you meet with a potential landlord. This will allow you to catch any errors and prepare to explain why your credit may have taken a hit.

  • Pay more upfront. Make yourself a more desirable renter by offering a larger initial deposit than what the landlord requires.

  • Prove yourself. Demonstrate your trustworthiness as a renter with measures other than your credit. This may include proof of your income, letters of recommendation or referrals.

  • Get a co-signer. Sometimes a landlord won't approve you on your own, despite your best efforts. If that's the case, consider adding a co-signer to your lease. It's a big ask, though: The co-signer is on the hook for your monthly rent payments if you don't make them, and having the co-signed obligation could limit their own access to credit. And if you run into financial difficulty, it has the potential to ruin both their credit and your relationship.
  • After you get settled in to your new living space, you can work on building your credit.

    If your problem was bad credit, you may have little access to credit cards. If you don't quality for credit cards for bad credit, you may need to start with a secured card and/or a credit-builder loan. Using both methods can give you a credit history that includes both revolving (credit card) and installment (equal payments over time) loans -- and that will help boost your score even more.

    In any case, the key to better credit over time is paying all your bills -- including the rent on your new place -- on time and in full.

    The Ins And Outs Of Renting An Apartment With Lousy Credit

    Renting with no creditFlickr / riNux

    When you have bad credit, you don't just have trouble making purchases on credit.

    You also run into difficulties when you try and rent an apartment.

    However, having bad credit doesn't mean that you can't get a good place to hang your hat.

    This is how you can get a good apartment on less than perfect credit.

    This won't be the quickest way to get a good apartment, but it will be the longest lasting. Getting a copy of your credit report allows you to see what the problems are with your credit. This allows you the opportunity to explain any problems you might have on your credit to a potential landlord.

    Perhaps, more importantly, you can also begin addressing trouble spots on your credit. Write letters to resolve issues that might not belong on your credit report and start paying down old debts to reverse the damage done to your credit score.

    It might not help you get the apartment this time, but it will in the future.

    For now, talk to your future landlord from an informed position. Particularly at smaller rentals not owned by larger companies, your knowledge of your financial problems can impress your way into a great apartment.

    Cosigners are people who sign a lease with you, making themselves legally responsible for the costs associated with an apartment. This can give your landlord a little more confidence about renting to you.

    Find a friend or family member with better credit and see if they will sign a lease with you. Cosigning is something best avoided if possible, but many landlords have no trouble renting to people with bad credit, provided that someone with good credit is willing to cosign the lease.

    Another tactic to get an apartment when your credit is less than perfect is to offer a larger deposit.

    Many states set limits on how much a landlord can demand as a deposit. Still, offering something over and above the standard deposit can make your landlord feel more at ease.

    In the worst case scenario, they've at least recouped more of their losses. Further, it shows that you're serious.

    You're not promising more money in the future. You're offering money in the here and now, putting a bit more of your skin on the lease than with the standard deposit.

    It will be harder for you to walk away from the deposit the larger it is and your landlord will know that.

    As a last resort, look for apartments that do not perform a credit check. Credit checks are par for the course when it comes to larger corporate apartments. Many small-time, mom-and-pop landlords don't require them.

    It's an added expense and hassle that they don't want to deal with. You might be worried that you won't be able to get a good apartment if you only look for places that don't do credit checks.

    While it might make your search a little more difficult, you'll be surprised at what you can find even among rental properties that do not require a credit check.

    You might be looking for a new apartment right now. However, you should always have a long-term plan to repair your credit. This will allow you to get car loans, mortgages and even apartment rentals easier.

    Think not about the apartment you're trying to get right now, but about the apartment you'll be looking at a year or two down the line.

    A benefit of fixing your credit problems is that many rental properties ask for smaller deposites from renters with outstanding credit.

    Nicholas Pell is a freelance writer based out of Hollywood, CA. He talked his landlord out of a double deposit.

    Rent Your First Apartment with Little or No Credit History

    Renting with no credit

    Finding your own place without credit history is possible - even without a cosigner.

    Don’t let a thin credit file or unwilling cosigners prevent you from chasing your goal of renting your first apartment.

    Signing the lease to your first apartment is a lot like initiation into adulthood for many young people. But a roadblock in completing this rite of passage for recent graduates, or those starting a career is a limited, or non-existent credit history.

    Landlords will push for a cosigner as an easy route around this roadblock, but what if you don’t have anyone willing to cosign? And, while a cosigner is a legitimate option, having a family member or close friend co-sign pushes your journey into adulthood aside and a potential jumpstart to your credit profile on hold.

    If you’re ready to take on adulthood, a thin credit file will not convince many landlords about your ability to pay rent, and if you have nothing to show for employment history, or on-time payment history with creditors, your credit report won’t be a strength in your rental resume .

    But there’s good news – how you qualify as an applicant is entirely up to a landlord’s judgment, and proving you’ll be a reliable tenant is possible even if you’re credit invisible to the major bureaus (meaning you don’t have credit history). Remember that landlords might prefer someone with a clean slate over someone who neglected their finances in the past, but there’s still some legwork involved before searching for your own place.

    Here are 6 tips for renting with little or no credit history:

  • Start building your credit. Before you’re tempted to begin looking at apartments, think about ways to jumpstart your credit profile. You might be able to squeeze by renting without a credit history, but in the long run, building credit will be important for more than just landing an apartment. If you’re looking for ways to raise your credit instantly, you’re unfortunately not going to find one. But there’s no better time than the present to get a jump on building your profile.

  • Consider owner-rented apartments. You’ll stand the best chance renting from someone who is not a stickler about a strong credit history. These are usually the “mom and pop” kind of landlords, who are looking for a trustworthy person with a steady job to rent out the backyard unit. Avoid looking at multi-family apartments, or those with a front office determined to weed out “unreliable” tenants from renting. But still be ready to prove you have steady income and money in the bank ready for first and last month’s rent (and don’t forget about the security deposit ).

  • Be transparent about your finances. Since your credit report is likely not your strong suit, you’re going to need to prove you can pay rent. If you’re credit invisible but have a job and earn a livable wage, this will put your application ahead of someone with bad credit. Show proof of income through pay stubs, bank statements, or any kind of savings accounts that you might have.

  • Be prepared to pay more in advance. Similarly, a down payment when choosing to buy a home is one of the most crucial aspects of an offer. The same goes for renting — if you found a place that you really like, but the landlord is a bit skeptical about your credit, an effective way to sweeten the deal is to pay an extra month or two of rent ahead of time. They’ll appreciate the large deposit of cash in their pocket, and know that you’re serious about living there.

  • Consider a roommate or two. If you’re a recent graduate, and moving out of the house, you’ll more than likely have friends or easily find roommates online with decent credit. If you join forces with one or several roommates (depending on the number of bedrooms and what the landlord is comfortable with), not only will rent be cheaper but this route will give you a chance to build your credit.

  • Have a backup plan. The reality is that the odds are not in your favor renting with a thin credit file, and especially in a competitive rental market like San Francisco, CA . This is why a backup plan is crucial before attempting to find your own place. If you have family offering you somewhere to live for cheap or even free, choosing to move back home for a bit is a great idea. This will give you a chance to save money and straighten out your finances.