Best PNC Bank Checking, Savings Account Deals & Bonuses

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PNC Bank has a large branch and ATM presence in the Northeast and Midwest -- part of the reason that it is one of the biggest U.S. banks. It offers attractive sign-up bonuses on its checking and savings accounts on a regular basis.

See which PNC Bank deals are being offered now:

PNC Bank Virtual Wallet® with Performance Select $300 Bonus

Open a Virtual Wallet ® with Performance Select account and complete the following requirements within the first 60 days of account opening to earn the $300 bonus:

  • Post a total of $5,000 in total qualifying direct deposits
  • Make at least 10 purchases with your PNC debit card

The sign-up bonus will be deposited into your account within 60 days of you meeting the requirements.

This bonus also applies to the regular Performance Select Checking account.

PNC Virtual Wallet® with Performance Select Account Fees

Large Direct Deposits or Balances Help to Waive Monthly Fees

The Virtual Wallet ® with Performance Select is a premier checking account that is made up of 3 different accounts -- Spend, Reserve, and Growth. It has a $25 monthly fee, which can be waived when you meet any of the following:

  • $5,000 or more in total, qualifying direct deposits to the Spend, per statement period
  • $5,000 average monthly balance in Spend + Reserve including linked checking accounts
  • $25,000 combined average monthly balance in PNC consumer deposits and/or investments

PNC Bank Virtual Wallet® with Performance Spend $200 Bonus

Open the Virtual Wallet ® with Performance Spend account and meet the following requirements within the first 60 days to earn a $200 bonus:

  • Post a total of $2,000 in total qualifying direct deposits
  • Make at least 10 purchases with your PNC debit card

The sign-up bonus will be deposited into your account within 60 days of you meeting the requirements.

This bonus also applies to the regular Performance Checking account.

PNC Virtual Wallet® with Performance Spend Account Fees

Virtual Wallet ® with Performance Spend is a mid-tier checking account that is made up of 3 different accounts -- Spend, Reserve, and Growth. It has a $25 monthly fee, which can be waived when you meet any of the following:

  • $2,000 or more in total, qualifying direct deposits to the Spend, per statement period
  • $2,000 average monthly balance in Spend + Reserve including linked checking accounts
  • $15,000 combined average monthly balance in PNC consumer deposits and/or investments

Open a PNC Virtual Wallet ® account and you can earn $50 bonus if you meet these requirements during the first 60 days of having the account:

  • Post a total of $5,000 in total qualifying direct deposits
  • Make at least 10 purchases with your PNC debit card

The sign-up bonus will be deposited into your account within 60 days of you meeting the requirements.

The Virtual Wallet ® account is made up of 3 different accounts -- Spend, Reserve, and Growth -- to help you manage your money better. It has a $7 monthly fee, which can be waived when you meet any of the following:

  • $500 or more in total, qualifying direct deposits to the Spend, per statement period
  • $500 average monthly balance in Spend + Reserve including linked checking accounts
  • With Virtual Wallet Student
  • Accountholder is age 62 or older

One of the caveats of qualifying for a big bank account bonus is that you'll have to taxes on it at the end of the year. PNC Bank will send a Form 1099-INT to let you know that it reported your sign-bonus (in addition to any interest that you earned) to the IRS.

When you file your tax return, expect your tax refund (if you're geting one) to decrease slightly because of owed taxes on the bonus.

Advertiser Disclosure: Many of the savings offers and credit cards appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts and credit cards available. Credit score ranges are provided as guidelines only and approval is not guaranteed.

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