10 Best Virtual Credit Card ( VCC ) Providers In 2017 For Secure Transaction

Are you looking for a list of Virtual Credit Card ( VCC ) Providers ? I’ve listed here 10 popular VCC providers that can help you to transact your money securely. You can find many VCC providers on the internet but all of those are not trusted, but these VCC providers are very popular and used by thousands of internet users everyday.

VCC ( Virtual Credit Card ) is also called as Prepaid credit card. Virtual credit card helps you to load fund from your bank account to your #VCC account for secure online transaction. It could be very helpful for those, who don’t have credit cards. Most of online transactions require credit card and if you don’t have a credit card, you cannot purchase something from international online #shopping sites or eCommerce websites .

Navient pay with credit card

If you are an Indian, you will need a credit card to buy hosting space, pay advertising fees etc from any international website. VCC is one of the safest ways to pay money online. In this article I have written about some popular Virtual Credit Card Providers, you can try any of these for secure online transactions. Recently some Indian banks also allowed debit cards for international payments such as Axis & ICICI . You can now use debit cards of these banks to purchase any item through PayPal .

1. Payoneer – Payoneer is one of the most popular payment processors for Global Payment. Payoneer offers prepaid mastercards that can be used as Virtual credit card to pay money to thousands of websites. Payoneer charge small fee to users. Payoneer allows users to create free account to receive and send money to global sites.

2. Entropay– Entropay is one of the best VCC providers that can help you to create your Virtual Credit Card free of cost. You can create your card by verifying your address and card information. Entropay charges small fee in each transaction. You can load fund from your bank account to your Entropay VCC.

3. Netletter VCC – Netletter is one of the best alternative to PayPal and it also offers prepaid Mastercard that can be used as VCC for secure online transactions. Netletter takes small fees on transactions. You can create Netletter prepaid card free of cost by joining the site.

4. Netspend – Netspend is one of the best prepaid card providers for US residents. Netspend provides processing and marketing services for prepaid mastercard and Visa debit cards.

5. American Express – One of the most popular banking services that can also help you to create your prepaid and virtual credit cards easily. You can use American Express cards to pay money to hosting websites, online shopping companies and other international websites.

6. Oxigen Wallet – One of the fastest growing payment solution for Indian users that helps users to create prepaid virtual credit card. This payment solution helps you to recharge your mobile or dth service, transfer money to anyone and pay bill of your landline phone & electricity.

7. WallmartMoneyCard – Wallmart money card helps you to create your prepaid credit card easily but currently this payment solution is available only for US users. Wallmartmoneycard offers Prepaid credit cards and prepaid visa debit card. You can also use this card for different purposes such as online shopping, money transfer etc.

8. ICICI VCC– If you already have an account in ICICI bank, you can create your virtual credit card from your ICICI bank easily for online transactions. You can find more information about ICICI VCC on FAQ page of ICICI VCC

9. Kotak [email protected] – Kotak [email protected] is one of the best options for Indians to open prepaid credit cards for online transactions. You have to create an account in Kotak Mahindra Bank before you apply for [email protected]

10. HDFC VCC– HDFC bank also offers virtual credit cards to HDFC users. HDFC offers netsafe cards for all HDFC bank Visa and Mastercard Debit and Creditcard holders free of cost. One of the safest ways to transfer your money online.


Can You Pay Navient Student Loans With A Credit Card

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Accepted For Value Remove Active Credit Card Debt And Active Student Loans

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Should I Pay Off One Credit Card or Reduce the Balances on All Debt?

You’re ready to pay down your credit card debt, but you carry a balance on multiple cards. Use this background on credit card debt and interest payments to help you decide whether it’s best to pay off one credit card, or work towards paying down multiple cards at the same time.

Pay off debt faster with a balance transfer.

Navient pay with credit card

Your debt-to-credit ratio (also known as a debt utilization ratio) equals your debt divided by your total credit, which might be the sum of several lines of credit.

Your debt-to-credit ratio is an important factor in determining your credit score. 1 It’s best to keep your debt-to-credit ratio low; you should aim to have the sum of your balances equal 30% or less of available credit.

Pay the minimum payment on all credit cards each month to avoid penalties. After that, work toward paying off the debt on the card with the highest interest rate. While some advocate for paying off your smallest debt first because it seems easier, you’ll save more on interest over time by chipping away at high-interest debt. 2

One caveat: If you are close to the maximum credit limit on one card, start by paying down that card so that the interest charges don’t send you over your credit limit, resulting in fees.

Many credit cards have 0% interest introductory offers. Transferring your balances to cards with a zero percent intro APR can give you the chance to save on interest while paying off your debt. But read the fine print. Some credit cards charge a “balance transfer fee” of 3%. Also, learn how long the offer is good for—once it expires, your interest rate will increase and you could be charged accrued interest if the balance hasn’t been paid in full before the introductory rate expires.

Pay Off Debt Faster with a Balance Transfer.

Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. It does not guarantee that Discover offers or endorses a product or service. For specific advice about your unique circumstances, you may wish to consult a qualified professional.