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With Credit Karma, you get:
Easy-to-read credit reports and personalized score insights
Tools & tips to help you understand your score and take next steps
Free credit monitoring that can help you spot potential identity theft
If someone owes you money but can't hunt you down, it might be waiting for you in a government database.
Your security is a priority. We treat your data as if it were our own.
We use 128-bit encryption to protect the transmission of your data to our site. This helps prevent others from accessing your personal information.
We won't sell or rent your personal information to third parties for marketing purposes. That includes your credit report and credit score.
Our goal is to help you understand your credit and get more out of it. Along with providing free credit scores, reports and monitoring, we offer insight into what it all means and show you product recommendations, like credit cards and loans, based on your credit profile. Learn More
Checking your credit on Credit Karma won't hurt your score. It only takes about two minutes to sign up, and we'll never ask for your credit card or sell your info to third parties.
To learn more about our business model, check out How We Work.
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